Frequently Asked Questions
1 How does the Impact Debt Settlement work?
2 What do you mean when you say "debt settlement"?
3 I’m being hounded by debt collectors.  Can you do anything to put a stop these harassing calls? 
4 Wouldn’t I be better off if I just filed for bankruptcy?
5 Can’t I just get a loan to cover my debts right now?
6 Can I include all my debts in this debt settlement process?
7 What will I have to pay to use this program?
8 What if I can’t afford the legal fee?
9 Why do I need a debt settlement firm?
10 Will using this program affect my credit rating?
11 If I hire the firm, how quickly will they start negotiations with my creditors?
12 Will my existing credit card accounts or other accounts remain open, or will I have to close them?
13 When will I be able to reopen those closed accounts?
14 When I asked my creditors to work with you, and they said they wouldn’t. Why won’t they?
15 If I hire your firm, will I be able to put a stop to fees, penalties and interest on my accounts, or will those continue to add up?
16 Do I need to consolidate all my debts when I join the program?